Renata Smith I NMLS: 1138149

Renata Smith I NMLS: 1138149

Email: I Phone: 760.388.5884

Renata Smith is an experienced Sr. Mortgage Loan Officer, who has been helping families reach their home ownership & refinancing goals for over 16 years.

Renata specializes in transactions that involve complex and “out of the box” income calculations, such as self-employed income and bank statement programs. Her clients praise her promptness in responding to texts, calls & emails, and value her straightforward communication style.

Knowledgeable in all aspects of Mortgage Lending, Renata specializes in helping borrowers with extenuating credit circumstances such as past foreclosures, short sales, bankruptcies, as well as exception-based mortgages for those borrowers who just don’t fit into the standard lending guidelines. Her extensive Lending experience has also equipped Renata with the knowledge to help her clients solve tough Title and Escrow issues that may otherwise hinder closing of a loan.

Renata has been in the Mortgage Lending industry since 2000, and is licensed to close Mortgage Loans in CA, WA, FL & TX, and holds a CA Real Estate license.