Buy with our help

Are you ready to buy a home?  Get armed with the knowledge you need!  Do you know about credit score requirements? Are you familiar with all the new lending rules and regulations?  There have been a lot of changes in lending over the last 7 years. We have knowledgeable loan experts ready to discuss the home buy process with you. Call us today to find out what you can get pre-approved for. Here is a checklist of items needed to get a loan approval to buy a home:

  • Copies of Photo Identification (Driver’s license, passport, etc.)
  • Copies of Social Security Cards
  • Copies of last two months bank statements for all accounts (all pages)
  • The most recent 2 years of 1099’s or W2’s
  • Verification of any other income (Social Security, Disability, etc.)
  • Copy of complete last 2 years Tax Returns (1040)
  • Most recent copies of any asset reserve statements (401K, IRA’s, stocks & bonds, etc.)
  • Borrowers Certification and Authorization Form
  • Credit Report Authorization Form
  • Mortgage statement, property tax statement and insurance declaration pages for all properties owned (if applicable)

Once you have all the items need to get a loan approval make sure you